Author Archives: James Trotta

Rental Car Insurance: Do You Really Need It?

Sales pitches can be downright boring and annoying, especially when you’re running late for an appointment but are stopped on your way and forced to listen to them. Most of them are unnecessary–that fast-and-easy chopping machine wouldn’t actually be of use to you because you’re confident enough of your knife-wielding skills, and you don’t really need that convenient travel steam iron because of what worth would dry cleaners be to you then? But if you are one who loves traveling and driving, the sales pitch for rental car insurance might actually be something you need to hear and seriously consider.
Rental car insurance is for people who love to travel but can’t bring their cars to faraway places and so have to rent cars. You may or may not need it. To find out, you have to get in touch with three parties: your car insurance company, credit card company, and corporation.
First, you have to check with your car insurance company if renting a car is part of the coverage. You don’t want to be paying for additional coverage which you actually already have. If you’re not a car owner at all and therefore have no car insurance but you rent cars frequently, you can do away with repetitive insurance fees by purchasing a non-owner liability policy. It may cost between $200 and $500 a year.
If your personal auto policy does not cover rentals, don’t say yes to rental car insurance just yet because if you’re paying for your car rental at Enterprise with a credit card, you can call your credit card company to find out whether they can provide you your coverage or not. They may only be able to cover any damages to your rented car should you get in an accident, not shouldering any liability claims against you, but it would be better than having no coverage at all.
Also, if you’re traveling for company business, you might want to check if you’re already provided with full coverage by the travel policy of your company.
If you truly–and unfortunately–are not and cannot be covered by any of the aforementioned policies and you don’t think a non-owner liability policy would just be a waste to you because you don’t rent cars frequently, then go ahead and purchase car rental insurance. No matter how confident you are of your driving skills, again, it’s better to have coverage than none at all.

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Buying a Car Navigation System

Just about four years ago vehicle navigation systems were pretty much unheard of, but with the proliferation of gps enabled fish finders for marine use and handheld devices for just about everyone else, it was easy to see that automobiles would be next.
These days many new cars offer some form of navigation system as an option, with a few top of the line cars offering systems as standard equipment. My, how times have changed! But what about all the other cars? Surely they need to know where they are going too, right?
Right. That’s where aftermarket systems come in to play. And the good news is there’s a lot more choice than you would get from the dealer when buying a new car. You get to choose from top brands like Magellan, Garmin, TomTom, and many more. You can also pick and choose from a wide array of mapping software packages so your directions come out just as you like.
So where do you start?
I’d recommend checking out some of the more popular models like the Magellan Roadmate 800/760, Garmin StreetPilot, or the TomTom Go 300. If those are beyond youe budget all the brands offer lower priced models, or you can even try a used system.
Get back on track, get a navigation system for your car today!

Car Sound

Here we have an unbiased site with information about car sound systems. There are no products for sale, but there are pages on car speakers with advice for installing car speakers, peventing vibration, fixing speakers and more.
Car Sound also has a page for choosing acar head unit. The brains of your sound system could be a cheap casette receiver or a modern CD receiver.
There’s also a suggestion on using a different car amplifier for both high and low frequency. Of course, speaking of low frequency, the car subwoofer page will help you get that pounding bass.